
As part of Microsoft's bumper September 2025 update, the team has detailed a new 'unified digital wallet' feature that aims to streamline the way we track offers and redeem Xbox codes.
Live now for console users, this 'offer wallet' is directly connected to your Xbox profile, and allows you to "easily find and claim great offers" in the ecosystem. The team also says it'll eliminate the need to manually redeem Xbox codes, although we assume that means when you receive them through messages etc. and not external sources.
"Providing a unified digital wallet solution for Xbox players to discover, redeem and manage promotional offers and credits, Offer Wallet is now available on both web and console platforms. Directly connected to your Xbox profile and powered by Xbox Purchase’s secure backend, you can now easily find and claim great offers. No more tracking and entering 5×5 token codes manually – you can now manage offers directly on your console or the web through a single, seamless experience.
"By accessing your Xbox profile, you’ll see an “Offers and Credits” option where you can find promotional gift cards, great game deals, and timely offers, all in one place. We’ll be regularly rolling out new offers and expanding current ones to more Xbox players in more locations, such as trials, in-game rewards, and holiday game drops."
To find it, you'll need to go to the Microsoft Store app on your Xbox console, hover over your profile in the top-left corner, and then a link to "Offers & Credits" should appear. As things stand though, the page itself is totally empty:

In general, this seems like Microsoft is simply streamlining its existing codes/offers system rather introducing anything revolutionary - for instance, you can already directly redeem Xbox codes through messages already by hitting the redeem now button. That said, we're all for subtle improvements like this.
We're also quietly wondering if this will soon be tested out with that free credit message we saw pop up on the Xbox Store last week. Nothing has come of that so far and the message has now disappeared - but handing out a widespread promo code would be one way to make sure this new digital wallet is working as intended. We'll have to wait and see!