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yea i would get some ms points or gold membership at like 7 11 or best buy or something. i dont trust credit cards.
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I would personal stay away from using credit cards on xbox live, stay with buying the prepaid MS points or the 12 month prepaid xbox live card. You can get them anywheres and it keeps ur personal information from being seen online.
Buy it from a site like Amazon.com. They have them for as low as $35 for a year. Microsoft will charge you 49.99 for a year if you pay them directly for it.
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